Services

Investments

With an ever expanding array of investment product offerings and services, it is difficult to know which investment strategy is right for you. Whether you are just starting out or need guidance on current investment options, I can be your valuable resource.

I can provide education and recommendations concerning appropriate securities investments, including stocks, bonds, mutual funds, variable insurance, annuities, trusts, and other investment products that are tailored for your specific needs.

Retirement Planning

Most people who retire today will live at least 20 years after they stop working. Even if you are covered by Social Security and a company pension plan, you may not have enough to retire to live the lifestyle you desire. Do you know how much you need for retirement?

Whether you are 30 years from retirement, or expect to see another 30 years in retirement it is important to make sure your investments are suitable to helping you pursue your retirement goals. I can help you evaluate your investments and assist you in putting together a plan for your retirement needs.

College Savings

Funding your child's education may be one of THE MOST IMPORTANT expenses you will face. A college education can greatly increase your child's earning potential over a lifetime. However, the longer you delay starting a college savings plan, the more money you may have to save.

Although the most important considerations in choosing a college program are educational, there are financial ones as well. With my help, you and your family can help understand the costs of a college education and evaluate ways to help you start saving today.

Estate Planning

Everyone should consider doing some estate planning, no matter how large or small your estate might be. However, estate planning can be a difficult process and can bring some emotional issues to light.

Should you choose to put off proper planning now, it could cost your loved ones later. Estate taxes can devour the value of the estate that is intended for your heirs. Proper planning can help reduce this worry. I can help you develop a plan designed to maximize the amount you leave to your heirs and minimize the amount you leave to Uncle Sam.