Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

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How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

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Century Business and Financial Services
9 Princess Road, Suite K • Lawrenceville, NJ • 08648
Phone: 609-620-0011 Ext 208 • Fax: 609-620-0277
• tjudge@tejindustriesinc.com

Lawrenceville, NJ 08648
Phone: 609.620.0011 x 208   Fax: 609.620.0277   Email: tjudge@tejindustriesinc.com

Thomas Judge is a registered representative registered to transact business with clients in CA, CO, DE, FL, NC, NJ, NY, PA, TX, VT, WY. Thomas Judge is also an Investment Advisor Representative licensed in CA, DE, FL, NJ, NY, PA, TX, VT, WY. Thomas Judge is also an insurance agent licensed in NJ, PA and FL. Russell F Judge is a registered representative registered to transact business with clients in FL. Russell F Judge is also an Investment Advisor Representative licensed in FL. If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet. Securities offered through H.D. Vest Investment ServicesSM, Member: SIPC, Advisory Services offered through H.D. Vest Advisory ServicesSM,  9 Princess Road, Suite K, Lawrenceville, NJ 08648 (609) 620-0011.

Investments & Insurance Products:

• Are not insured by the FDIC or any federal government agency

• Are not deposits of or guaranteed by the bank or any bank affiliate

• May lose Value

Century Business & Financial Services SM is not a registered broker dealer or independent investment advisory firm.