Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Century Business and Financial Services
9 Princess Road, Suite K • Lawrenceville, NJ • 08648
Phone: 609-620-0011 Ext 208 • Fax: 609-620-0277
• tjudge@tejindustriesinc.com

Lawrenceville, NJ 08648
Phone: 609.620.0011 x 208   Fax: 609.620.0277   Email: tjudge@tejindustriesinc.com

Thomas Judge is a registered representative registered to transact business with clients in CA, CO, DE, FL, NC, NJ, NY, PA, TX, VT, WY. Thomas Judge is also an Investment Advisor Representative licensed in CA, DE, FL, NJ, NY, PA, TX, VT, WY. Thomas Judge is also an insurance agent licensed in NJ, PA and FL. Russell F Judge is a registered representative registered to transact business with clients in FL. Russell F Judge is also an Investment Advisor Representative licensed in FL. If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet. Securities offered through H.D. Vest Investment ServicesSM, Member: SIPC, Advisory Services offered through H.D. Vest Advisory ServicesSM,  9 Princess Road, Suite K, Lawrenceville, NJ 08648 (609) 620-0011.

Investments & Insurance Products:

• Are not insured by the FDIC or any federal government agency

• Are not deposits of or guaranteed by the bank or any bank affiliate

• May lose Value

Century Business & Financial Services SM is not a registered broker dealer or independent investment advisory firm.