Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Century Business and Financial Services
9 Princess Road, Suite K • Lawrenceville, NJ • 08648
Phone: 609-620-0011 Ext 208 • Fax: 609-620-0277
• tjudge@tejindustriesinc.com

Lawrenceville, NJ 08648
Phone: 609.620.0011 x 208   Fax: 609.620.0277   Email: tjudge@tejindustriesinc.com

Thomas Judge is a registered representative registered to transact business with clients in CA, CO, DE, FL, NC, NJ, NY, PA, TX, VT, WY. Thomas Judge is also an Investment Advisor Representative licensed in CA, DE, FL, NJ, NY, PA, TX, VT, WY. Thomas Judge is also an insurance agent licensed in NJ, PA and FL. Russell F Judge is a registered representative registered to transact business with clients in FL. Russell F Judge is also an Investment Advisor Representative licensed in FL. If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet. Securities offered through H.D. Vest Investment ServicesSM, Member: SIPC, Advisory Services offered through H.D. Vest Advisory ServicesSM,  9 Princess Road, Suite K, Lawrenceville, NJ 08648 (609) 620-0011.

Investments & Insurance Products:

• Are not insured by the FDIC or any federal government agency

• Are not deposits of or guaranteed by the bank or any bank affiliate

• May lose Value

Century Business & Financial Services SM is not a registered broker dealer or independent investment advisory firm.